My toddler is fearless. She constantly requires a “heeyyy wenza ntoni!?" (hey what are you doing) shout, every 3 seconds, because she is constantly searching for ways to just hurt herself. Toddlers climb onto unstable chairs, leap off couches, test boundaries, and explore the world with an optimism that most adults lose as they grow older. Parents spend half their day saying “be careful,” yet ironically, when it comes to investing for these same toddlers, they often hesitate